Flights are one of the biggest expenses for digital nomads. But luckily getting a travel credit card can help you earn points and miles to reduce the cost of your airfare. Some travel cards even come with additional perks like free airport lounge access and travel insurance. As long as you pay off the balance in full every month, signing up for a travel rewards card can be a great way to save money. To find the card that’s best for you, check out the 3 best travel credit cards for digital nomads below.
3 Best Travel Credit Cards for Digital Nomads
Chase Sapphire Reserve
The Chase Sapphire Reserve is one of the most popular travel credit cards for good reason! As of this writing, cardholders can get reimbursed for up to $300 in travel purchases annually, and earn 3X points on travel after that. Plus, you’ll get 3X points on dining out and 1 point per dollar spent on all other purchases.
If you purchase travel and dining experiences through Chase, you can earn even more points. When you book through Chase, you’ll earn 10X on hotels and car rentals, 10X on dining experiences, and 5X points on flights.
That’s not to mention all the other perks you’ll receive, such as a Priority Pass Select membership that gives you access to certain airport lounges. Right now there’s even an introductory offer of 60,000 bonus points for new card members when you spend $4,000 on purchases in the first 3 months.
Although the Chase Sapphire Reserve card does have a fairly high annual fee, it’s likely worth the cost for digital nomads who are always on the go. The opportunity to earn this many points on travel will probably save you a bundle!
Capital One Venture Rewards
The Capital One Venture Rewards is also one of the best cards for digital nomads. The card offers a streamlined rewards structure, which makes it ideal for busy professionals who don’t have time to keep track of bonus categories.
You’ll get 2 miles for every dollar you spend, allowing you to earn rewards on all of your transactions. You’ll also rack up 5 miles per dollar on rental cars and hotel stays purchased through Capital One Travel.
Right now new cardmembers even have the opportunity to earn 75,000 bonus miles when they spend $4,000 on purchases within the first 3 months. Capital One allows you to transfer your miles to more than 15 travel partners such as British Airways and Aeromexico so you can book your dream vacation.
The Venture Rewards card also comes with a host of travel perks such as travel accident insurance, no foreign transaction fees, 24-hour travel assistance services, and two free Capital One lounge visits per year. The annual fee is reasonable at just $95 per year, so you really can’t go wrong with this card!
Bank of America Travel Rewards
Unlike the other cards on this list, Bank of America Travel Rewards has no annual fee. It also has no foreign transaction fees, making it an ideal choice for international nomads. Plus, it allows you to earn 1.5 points per dollar on all purchases, and your points never expire.
Currently, there’s an introductory offer of 25,000 bonus points when you spend at least $1,000 in the first 90 days. You can redeem these points for a statement credit to cover travel and dining purchases, allowing you to save money. Right now there’s also a 0% introductory APR for the first 18 billing cycles, which can help you fund your trips without incurring interest (as long as you pay off your balance before the intro offer expires).
What’s your favorite travel rewards credit card? Let me know in the comments!
Vicky Monroe is a freelance personal finance and lifestyle writer. When she’s not busy writing about her favorite money saving hacks or tinkering with her budget spreadsheets, she likes to travel, garden, and cook healthy vegetarian meals.